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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $283,748 | $106,524+166.4% | $152,301+86.3% | $87,485+224.3% |
| Participation rate | 87.0% | 75.8%+11.3pp | 82.4%+4.6pp | 68.9%+18.1pp |
| Annual return | 15.21% | 26.89%-11.7pp | 80.50%-65.3pp | 26.06%-10.8pp |
| Employer contribution / active EE | $1,600 | $3,371-52.6% | $4,624-65.4% | $2,596-38.4% |
| Participant deferral / active EE | $14,445 | $6,525+121.4% | $8,004+80.5% | $4,274+238.0% |
| Admin fee / account holder | $5,925 | $8,287-28.5% | $14,398-58.8% | $7,775-23.8% |