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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $233,249 | $102,422+127.7% | $147,117+58.5% | $80,959+188.1% |
| Participation rate | 84.3% | 75.9%+8.4pp | 82.2%+2.1pp | 67.7%+16.6pp |
| Annual return | 11.70% | 135.16%-123.5pp | 420.54%-408.8pp | 35.67%-24.0pp |
| Employer contribution / active EE | $2,445 | $3,717-34.2% | $4,932-50.4% | $2,757-11.3% |
| Participant deferral / active EE | $16,180 | $6,652+143.2% | $8,065+100.6% | $4,300+276.3% |
| Admin fee / account holder | $6,495 | $7,953-18.3% | $12,993-50.0% | $6,925-6.2% |