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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,617 | $70,366-66.4% | $66,674-64.6% | $138,895-83.0% |
| Participation rate | 92.9% | 76.2%+16.7pp | 73.7%+19.2pp | 79.9%+12.9pp |
| Annual return | 24.86% | 386.41%-361.6pp | 321.24%-296.4pp | 145.39%-120.5pp |
| Employer contribution / active EE | $4,624 | $2,765+67.2% | $2,620+76.5% | $4,194+10.2% |
| Participant deferral / active EE | $7,493 | $4,374+71.3% | $4,084+83.5% | $6,396+17.1% |
| Admin fee / account holder | $493 | $5,262-90.6% | $5,098-90.3% | $12,562-96.1% |