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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL LYNCH LIFE AGENCY INC Service code 49 · EIN 13-2808480 | Other Services | $17,217 |
PRINCIPAL LIFE INSURANCE COMPANY1+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $1,117 |
WILSHIRE ASSOCIATES INCORPORATED1+ years Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,811 | $56,197-23.8% | $67,652-36.7% | $59,633-28.2% |
| Participation rate | 67.0% | 71.5%-4.5pp | 75.7%-8.7pp | 68.7%-1.7pp |
| Annual return | -1.31% | 18508.10%-18509.4pp | 6625.40%-6626.7pp | 2041.45%-2042.8pp |
| Employer contribution / active EE | $1,489 | $1,615-7.8% | $2,266-34.3% | $2,203-32.4% |
| Participant deferral / active EE | $978 | $2,844-65.6% | $3,560-72.5% | $3,192-69.4% |
| Admin fee / account holder | $89 | $3,958-97.8% | $4,821-98.2% | $4,297-97.9% |