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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $177,586 | $104,251+70.3% | $91,004+95.1% | $147,586+20.3% |
| Participation rate | 73.7% | 78.2%-4.6pp | 75.6%-1.9pp | 82.8%-9.1pp |
| Annual return | 19.70% | 27.06%-7.4pp | 4.60%+15.1pp | 578.59%-558.9pp |
| Employer contribution / active EE | $2,791 | $3,116-10.4% | $2,456+13.7% | $4,876-42.8% |
| Participant deferral / active EE | $5,651 | $4,195+34.7% | $3,548+59.3% | $5,439+3.9% |
| Admin fee / account holder | $1,853 | $8,948-79.3% | $5,417-65.8% | $10,886-83.0% |