Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,646 | $57,384-13.5% | $106,387-53.3% | $56,289-11.8% |
| Participation rate | 48.6% | 71.3%-22.8pp | 77.5%-28.9pp | 69.9%-21.3pp |
| Annual return | -1.90% | 5.91%-7.8pp | 0.25%-2.2pp | -9.96%+8.1pp |
| Employer contribution / active EE | $0 | $2,348-100.0% | $3,520-100.0% | $2,111-100.0% |
| Participant deferral / active EE | $1,109 | $3,799-70.8% | $5,421-79.5% | $3,350-66.9% |
| Admin fee / account holder | $2,068 | $566+265.2% | $7,510-72.5% | $521+297.0% |