Retirement plan

E.S. ORIGINALS 401K SAVINGS PLAN

Name: E.S. ORIGINALS INC. - E.S. ORIGINALS 401K SAVINGS PLAN (2017) Form 5500
Creator: E.S. ORIGINALS INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, E.S. ORIGINALS 401K SAVINGS PLAN, E.S. ORIGINALS INC.

E.S. ORIGINALS INC.EIN 13-1993602Plan #001PY 2017

440 9TH AVENUE, 7TH FLOOR - NEW YORK, NY 10001212-736-8124

Prospect flagsLow participation

How to read this page

Total assets (EOY)

$17M

+21.7% from 2016

Total participants

239

-3.2% from 2016

Average account balance

$110,169

+18.6% from 2016

Annual return

18.54%

+12.02 pp from 2016

Benchmarks

See 2,371 peers

Peer group

Industry42 - Wholesale Trade

Plan typeDefined contribution

Participants100-249

Cohort2,371 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$22.49M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$181K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

124

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

49.7%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$962K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$7K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+11.32%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$340

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 7 by compensation

Provider	Service type	Compensation
MASSACHUSETTS MUTUAL LIFE INS. CO.1 year Filed as: MASSACHUSETTS MUTUAL LIFE INS CO Service code 55 PO BOX 771115 · CINCINNATI, OH 452771115	Other Commissions	$21,532
ASSOCIATED PENSION CONSULTANTS3+ years Filed as: ASSOCIATED PENSION CONSULTANTS, INC Service code 13	Contract Administrator	$10,000
MSI FINANCIAL SERVICES INC.2 years Filed as: MSI FINANCIAL SERVICES Service code 55	Other Commissions	$9,776
GREAT-WEST LIFE & ANNUITY INSURANCE2 years Filed as: EMPOWER RETIREMENT ADVISORY SERVICE Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111	Investment Management	$7,922
ASSOCIATED PENSION CONSULTANTS3+ years Filed as: ASSOCIATED PENSION CONSULTANTS INC Service code 13 · EIN 11-3271022 111 EXPRESS STREET · PLAINVIEW, NY 11803	Contract Administrator	$2,125
GREAT-WEST LIFE & ANNUITY INSURANCE3+ years Filed as: FIRST GREAT-WEST LIFE & ANNUITY Service code 64 · EIN 93-1225432 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111	Recordkeeping Fees	$850
MSI FINANCIAL SERVICES INC.2 years Filed as: MSI FINANICAL SERVICES Service code 55 1295 STATE ST · SPRINGFIELD, MA 01111	Other Commissions	$0

Plan features & details

Pension benefit codes2E2J2F2G2K3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.

Expense breakdown

Schedule H Part II

Plan-level admin expenses are zero - fees are likely paid at the master-trust level rather than the individual plan.

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: RAICH ENDE MALTER & CO., LLP
Auditor EIN: 112336434
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$110,169

$71,192+54.7%

$117,860-6.5%

$62,293+76.9%

Participation rate

54.3%

74.2%-19.9pp

79.7%-25.4pp

69.5%-15.2pp

Annual return

18.54%

18.66%-0.1pp

335.10%-316.6pp

28.90%-10.4pp

Employer contribution / active EE

$676

$1,934-65.0%

$3,786-82.1%

$2,042-66.9%

Participant deferral / active EE

$5,361

$3,189+68.1%

$4,482+19.6%

$3,169+69.2%

Admin fee / account holder

-$92

$587-115.7%

$8,021-101.2%

$479-119.3%

Provider

Service type

Compensation

MASSACHUSETTS MUTUAL LIFE INS. CO.1 year

Filed as: MASSACHUSETTS MUTUAL LIFE INS CO

Service code 55

PO BOX 771115 · CINCINNATI, OH 452771115

Other Commissions

$21,532

ASSOCIATED PENSION CONSULTANTS3+ years

Filed as: ASSOCIATED PENSION CONSULTANTS, INC

Service code 13

Contract Administrator

$10,000

MSI FINANCIAL SERVICES INC.2 years

Filed as: MSI FINANCIAL SERVICES

Service code 55

Other Commissions

$9,776

GREAT-WEST LIFE & ANNUITY INSURANCE2 years

Filed as: EMPOWER RETIREMENT ADVISORY SERVICE

Service code 28

8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111

Investment Management

$7,922

ASSOCIATED PENSION CONSULTANTS3+ years

Filed as: ASSOCIATED PENSION CONSULTANTS INC

Service code 13 · EIN 11-3271022

111 EXPRESS STREET · PLAINVIEW, NY 11803

Contract Administrator

$2,125

GREAT-WEST LIFE & ANNUITY INSURANCE3+ years

Filed as: FIRST GREAT-WEST LIFE & ANNUITY

Service code 64 · EIN 93-1225432

8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111

Recordkeeping Fees

$850

MSI FINANCIAL SERVICES INC.2 years

Filed as: MSI FINANICAL SERVICES

Service code 55

1295 STATE ST · SPRINGFIELD, MA 01111

Other Commissions

E.S. ORIGINALS 401K SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

E.S. ORIGINALS 401K SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion