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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $716,952 | $76,551+836.6% | $123,894+478.7% | $62,881+1040.2% |
| Participation rate | 97.2% | 73.0%+24.2pp | 81.4%+15.8pp | 69.3%+27.9pp |
| Annual return | 4.65% | 18.68%-14.0pp | 47.52%-42.9pp | 20.14%-15.5pp |
| Employer contribution / active EE | $10,716 | $2,882+271.8% | $4,617+132.1% | $2,281+369.8% |
| Participant deferral / active EE | $14,793 | $4,840+205.7% | $5,984+147.2% | $3,203+361.9% |
| Admin fee / account holder | $36,475 | $4,826+655.8% | $8,357+336.5% | $4,296+749.1% |