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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,414 | $100,868-25.2% | $90,414-16.6% | $158,931-52.5% |
| Participation rate | 60.0% | 75.0%-15.0pp | 72.7%-12.7pp | 82.0%-22.0pp |
| Annual return | 12.54% | 1724.58%-1712.0pp | 1293.19%-1280.7pp | 302.86%-290.3pp |
| Employer contribution / active EE | $10,419 | $3,689+182.4% | $3,262+219.4% | $4,761+118.8% |
| Participant deferral / active EE | $9,266 | $4,348+113.1% | $3,963+133.8% | $5,982+54.9% |
| Admin fee / account holder | $5,818 | $6,502-10.5% | $5,611+3.7% | $11,247-48.3% |