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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,414 | $100,938-25.3% | $90,461-16.6% | $158,982-52.6% |
| Participation rate | 60.0% | 75.0%-15.0pp | 72.7%-12.7pp | 82.0%-22.0pp |
| Annual return | 12.54% | 1727.20%-1714.7pp | 1294.76%-1282.2pp | 302.99%-290.4pp |
| Employer contribution / active EE | $10,419 | $3,691+182.2% | $3,264+219.2% | $4,763+118.7% |
| Participant deferral / active EE | $9,266 | $4,350+113.0% | $3,964+133.7% | $5,983+54.9% |
| Admin fee / account holder | $5,818 | $6,510-10.6% | $5,617+3.6% | $11,252-48.3% |