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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,411 | $83,485-7.3% | $125,192-38.2% | $72,975+6.1% |
| Participation rate | 70.2% | 73.3%-3.1pp | 79.8%-9.6pp | 69.5%+0.7pp |
| Annual return | 19.43% | 25.77%-6.3pp | 43.79%-24.4pp | 81.01%-61.6pp |
| Employer contribution / active EE | $238 | $2,346-89.8% | $3,866-93.8% | $2,440-90.2% |
| Participant deferral / active EE | $3,931 | $3,586+9.6% | $4,937-20.4% | $3,608+9.0% |
| Admin fee / account holder | $12,028 | $5,518+118.0% | $9,704+23.9% | $5,124+134.7% |