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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,935 | $72,404+2.1% | $110,243-32.9% | $64,173+15.2% |
| Participation rate | 71.2% | 73.3%-2.2pp | 79.8%-8.7pp | 69.6%+1.6pp |
| Annual return | -5.92% | -6.29%+0.4pp | 314.76%-320.7pp | 7.63%-13.6pp |
| Employer contribution / active EE | $245 | $2,282-89.3% | $3,827-93.6% | $2,381-89.7% |
| Participant deferral / active EE | $4,108 | $3,469+18.4% | $4,672-12.1% | $3,470+18.4% |
| Admin fee / account holder | $5,857 | $5,664+3.4% | $8,548-31.5% | $4,887+19.8% |