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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,473 | $135,956-9.9% | $123,894-1.1% | $273,972-55.3% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 5.88% | 56.63%-50.7pp | 47.52%-41.6pp | 41.46%-35.6pp |
| Employer contribution / active EE | $772 | $5,170-85.1% | $4,617-83.3% | $4,869-84.1% |
| Participant deferral / active EE | $7,280 | $6,343+14.8% | $5,984+21.7% | $5,287+37.7% |
| Admin fee / account holder | $659 | $9,817-93.3% | $8,357-92.1% | $10,133-93.5% |