Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,323 | $135,645-82.1% | $110,243-77.9% | $135,379-82.0% |
| Participation rate | 47.8% | 83.5%-35.6pp | 79.8%-32.0pp | 82.6%-34.8pp |
| Annual return | -6.15% | 513.24%-519.4pp | 314.76%-320.9pp | 519.79%-525.9pp |
| Employer contribution / active EE | $0 | $4,907-100.0% | $3,827-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $2,944 | $5,507-46.5% | $4,672-37.0% | $5,609-47.5% |
| Admin fee / account holder | $2,272 | $11,458-80.2% | $8,548-73.4% | $10,828-79.0% |