Retirement plan

PEI COBB FREED & PARTNERS 401(K) SAVINGS AND PROFIT SHARING PLAN

Name: PEI COBB FREED & PARTNERS ARCHITECTS, LLP - PEI COBB FREED & PARTNERS 401(K) SAVINGS AND PROFIT SHARING PLAN (2017) Form 5500
Creator: PEI COBB FREED & PARTNERS ARCHITECTS, LLP
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, PEI COBB FREED & PARTNERS 401(K) SAVINGS AND PROFIT SHARING PLAN, PEI COBB FREED & PARTNERS ARCHITECTS, LLP

PEI COBB FREED & PARTNERS ARCHITECTS, LLPEIN 13-1924743Plan #002PY 2017

88 PINE STREET - NEW YORK, NY 10005212-751-3122pcfandp.comLinkedIn51-200 employeesarchitecture & planning

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$21.5M

+19.6% from 2016

Total participants

122

-9.6% from 2016

Average account balance

$197,610

+24.0% from 2016

Annual return

19.03%

+10.07 pp from 2016

Benchmarks

See 25,067 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants25-99

Cohort25,067 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$17.88M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$248K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

232.3%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$285K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$9K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+14.99%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$15286

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 2 by compensation

Provider	Service type	Compensation
SENTINEL PENSION ADVISORS3+ years Filed as: SENTINEL BENEFITS GROUP Service code 26 · EIN 20-5916766	Advisory (Participants)	$29,924
SENTINEL PENSION ADVISORS2 years Filed as: SENTINEL ADVISORS Service code 15 · EIN 04-3422848	Recordkeeping	$25,213

Plan features & details

Pension benefit codes2E2F2G2K3B3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
3B
Plan covering self-employed individuals
Plan covering self-employed individuals.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$62K

$955 / participant

Other / not subdivided$62K100.0%

% of EOY assets

0.288%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: ELKO & ASSOCIATES, LTD.
Auditor EIN: 233063393
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$197,610

$85,766+130.4%

$136,298+45.0%

$70,126+181.8%

Participation rate

80.0%

74.2%+5.8pp

81.9%-1.9pp

69.5%+10.5pp

Annual return

19.03%

31.46%-12.4pp

5156.27%-5137.2pp

73.15%-54.1pp

Employer contribution / active EE

$2,966-100.0%

$4,696-100.0%

$2,343-100.0%

Participant deferral / active EE

$8,960

$5,051+77.4%

$6,247+43.4%

$3,332+168.9%

Admin fee / account holder

$569

$5,421-89.5%

$9,244-93.8%

$4,645-87.7%

Provider

Service type

Compensation

SENTINEL PENSION ADVISORS3+ years

Filed as: SENTINEL BENEFITS GROUP

Service code 26 · EIN 20-5916766

Advisory (Participants)

$29,924

SENTINEL PENSION ADVISORS2 years

Filed as: SENTINEL ADVISORS

Service code 15 · EIN 04-3422848

Recordkeeping

$25,213

PEI COBB FREED & PARTNERS 401(K) SAVINGS AND PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

PEI COBB FREED & PARTNERS 401(K) SAVINGS AND PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion