See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
UBS FINANCIAL SERVICES INC3 years Service code 27 PO BOX 198928 · NASHVILLE, TN 37238 | Advisory (Plan) | $78,681 |
AMERICAN FUNDS7 years Filed as: CAPITAL GROUP RETIREMENT PLAN SVCS. Service code 25 · EIN 82-4555287 | Directed Trustee | $9,211 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $304,417 | $96,484+215.5% | $156,263+94.8% | $74,304+309.7% |
| Participation rate | 67.6% | 67.7%0pp | 78.9%-11.3pp | 60.3%+7.3pp |
| Annual return | 10.01% | 17.73%-7.7pp | 59.47%-49.5pp | 29.43%-19.4pp |
| Employer contribution / active EE | $3,364 | $2,528+33.0% | $4,333-22.4% | $2,241+50.1% |
| Participant deferral / active EE | $8,598 | $4,286+100.6% | $6,158+39.6% | $3,767+128.2% |
| Admin fee / account holder | $814 | $3,728-78.2% | $14,255-94.3% | $2,969-72.6% |