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| Provider | Service type | Compensation |
|---|---|---|
AMERICAN FUNDS1+ years Filed as: CAPITAL RESEARCH & MANAGEMENT CO. Service code 25 · EIN 95-1411037 | Directed Trustee | $2,662 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,954 | $63,924+165.9% | $108,582+56.5% | $55,167+208.1% |
| Participation rate | 58.9% | 74.3%-15.4pp | 79.6%-20.7pp | 69.0%-10.1pp |
| Annual return | 5.15% | 15.31%-10.2pp | -51.70%+56.8pp | 169.23%-164.1pp |
| Employer contribution / active EE | $2,271 | $1,879+20.8% | $3,758-39.6% | $1,963+15.7% |
| Participant deferral / active EE | $4,366 | $3,067+42.4% | $4,311+1.3% | $3,054+42.9% |
| Admin fee / account holder | $27 | $618-95.6% | $7,645-99.6% | $504-94.6% |