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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,073 | $90,606-30.4% | $79,466-20.6% | $135,379-53.4% |
| Participation rate | 25.0% | 76.0%-51.0pp | 73.3%-48.3pp | 82.6%-57.6pp |
| Annual return | -2.47% | 977.69%-980.2pp | 718.28%-720.8pp | 519.79%-522.3pp |
| Employer contribution / active EE | $696 | $3,068-77.3% | $2,800-75.1% | $4,779-85.4% |
| Participant deferral / active EE | $696 | $4,050-82.8% | $3,704-81.2% | $5,609-87.6% |
| Admin fee / account holder | $37 | $5,895-99.4% | $5,104-99.3% | $10,828-99.7% |