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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,475 | $69,771+105.6% | $67,524+112.5% | $74,400+92.8% |
| Participation rate | 43.7% | 71.4%-27.7pp | 72.9%-29.2pp | 67.2%-23.5pp |
| Annual return | 13.54% | -40.49%+54.0pp | 3519.41%-3505.9pp | 1367.51%-1354.0pp |
| Employer contribution / active EE | $3,377 | $2,710+24.6% | $2,734+23.5% | $2,624+28.7% |
| Participant deferral / active EE | $2,130 | $3,638-41.5% | $4,001-46.8% | $4,348-51.0% |
| Admin fee / account holder | $2,211 | $889+148.6% | $4,001-44.7% | $1,944+13.7% |