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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $189,090 | $98,766+91.5% | $149,730+26.3% | $79,852+136.8% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.6%+30.4pp |
| Annual return | 21.81% | 27.43%-5.6pp | 276.70%-254.9pp | 31.72%-9.9pp |
| Employer contribution / active EE | $8,946 | $3,217+178.1% | $4,645+92.6% | $2,471+262.0% |
| Participant deferral / active EE | $10,590 | $5,681+86.4% | $6,843+54.8% | $3,740+183.1% |
| Admin fee / account holder | $10,509 | $6,052+73.6% | $9,310+12.9% | $5,306+98.0% |