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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,582 | $135,956+36.5% | $123,894+49.8% | $273,972-32.3% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 11.47% | 56.63%-45.2pp | 47.52%-36.1pp | 41.46%-30.0pp |
| Employer contribution / active EE | $8,575 | $5,170+65.9% | $4,617+85.7% | $4,869+76.1% |
| Participant deferral / active EE | $9,707 | $6,343+53.0% | $5,984+62.2% | $5,287+83.6% |
| Admin fee / account holder | $1,187 | $9,817-87.9% | $8,357-85.8% | $10,133-88.3% |