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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $440,462 | $199,109+121.2% | $173,730+153.5% | $154,746+184.6% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.6%+20.4pp | 80.7%+19.3pp |
| Annual return | 7.78% | 20.02%-12.2pp | 19.96%-12.2pp | 172.34%-164.6pp |
| Employer contribution / active EE | $15,451 | $5,311+190.9% | $4,577+237.6% | $4,379+252.8% |
| Participant deferral / active EE | $2,371 | $7,113-66.7% | $6,326-62.5% | $6,730-64.8% |
| Admin fee / account holder | $2,750 | $20,916-86.9% | $17,523-84.3% | $14,365-80.9% |