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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $400,467 | $154,193+159.7% | $130,045+207.9% | $139,466+187.1% |
| Participation rate | 90.9% | 82.0%+8.9pp | 78.5%+12.4pp | 80.3%+10.6pp |
| Annual return | 4.53% | 32.51%-28.0pp | -137.30%+141.8pp | 373.66%-369.1pp |
| Employer contribution / active EE | $15,627 | $5,292+195.3% | $4,321+261.6% | $4,754+228.7% |
| Participant deferral / active EE | $2,186 | $6,709-67.4% | $5,820-62.4% | $6,712-67.4% |
| Admin fee / account holder | $3,164 | $13,989-77.4% | $10,600-70.2% | $11,409-72.3% |