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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,321 | $199,109-3.9% | $173,730+10.1% | $154,746+23.6% |
| Participation rate | 72.7% | 82.8%-10.1pp | 79.6%-6.8pp | 80.7%-8.0pp |
| Annual return | 13.49% | 20.02%-6.5pp | 19.96%-6.5pp | 172.34%-158.8pp |
| Employer contribution / active EE | $0 | $5,311-100.0% | $4,577-100.0% | $4,379-100.0% |
| Participant deferral / active EE | $5,113 | $7,113-28.1% | $6,326-19.2% | $6,730-24.0% |
| Admin fee / account holder | $2,431 | $20,916-88.4% | $17,523-86.1% | $14,365-83.1% |