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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,621 | $154,209-17.2% | $130,062-1.9% | $139,487-8.5% |
| Participation rate | 80.0% | 82.0%-2.0pp | 78.5%+1.5pp | 80.3%-0.3pp |
| Annual return | 14.74% | 32.52%-17.8pp | -137.37%+152.1pp | 373.84%-359.1pp |
| Employer contribution / active EE | $0 | $5,292-100.0% | $4,322-100.0% | $4,755-100.0% |
| Participant deferral / active EE | $5,416 | $6,709-19.3% | $5,821-7.0% | $6,713-19.3% |
| Admin fee / account holder | $4,448 | $13,988-68.2% | $10,601-58.0% | $11,407-61.0% |