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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,685 | $72,027+85.6% | $185,835-28.1% | $79,852+67.4% |
| Participation rate | 80.8% | 65.8%+15.0pp | 78.0%+2.7pp | 69.6%+11.1pp |
| Annual return | 9.80% | 23.13%-13.3pp | 35.96%-26.2pp | 31.72%-21.9pp |
| Employer contribution / active EE | $1,275 | $1,965-35.1% | $4,087-68.8% | $2,471-48.4% |
| Participant deferral / active EE | $4,384 | $3,780+16.0% | $5,633-22.2% | $3,740+17.2% |
| Admin fee / account holder | $5,254 | $4,513+16.4% | $9,502-44.7% | $5,306-1.0% |