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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,743 | $56,054+70.8% | $171,082-44.0% | $62,881+52.3% |
| Participation rate | 88.9% | 62.9%+26.0pp | 76.7%+12.2pp | 69.3%+19.6pp |
| Annual return | 3.58% | 22.52%-18.9pp | 32.56%-29.0pp | 20.14%-16.6pp |
| Employer contribution / active EE | $2,229 | $1,731+28.7% | $4,002-44.3% | $2,281-2.3% |
| Participant deferral / active EE | $5,282 | $3,158+67.3% | $4,797+10.1% | $3,203+64.9% |
| Admin fee / account holder | $15,572 | $3,647+327.0% | $8,520+82.8% | $4,296+262.5% |