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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,304 | $115,814-0.4% | $101,275+13.9% | $158,982-27.5% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 6.76% | 56.16%-49.4pp | 46.48%-39.7pp | 302.99%-296.2pp |
| Employer contribution / active EE | $18,622 | $4,176+345.9% | $3,660+408.8% | $4,763+291.0% |
| Participant deferral / active EE | $9,449 | $4,958+90.6% | $4,371+116.2% | $5,983+57.9% |
| Admin fee / account holder | $7,164 | $7,249-1.2% | $5,948+20.4% | $11,252-36.3% |