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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $783,535 | $97,732+701.7% | $83,831+834.7% | $135,380+478.8% |
| Participation rate | 100.0% | 80.0%+20.0pp | 76.1%+23.9pp | 82.6%+17.4pp |
| Annual return | 3.60% | 1287.56%-1284.0pp | 850.99%-847.4pp | 519.81%-516.2pp |
| Employer contribution / active EE | $0 | $4,222-100.0% | $3,631-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $9,533 | $4,683+103.6% | $4,082+133.5% | $5,609+70.0% |
| Admin fee / account holder | $66,028 | $6,675+889.3% | $5,479+1105.2% | $10,828+509.8% |