Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Annual investment return is in the bottom quintile of the peer cohort.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,967 | $70,002-4.3% | $115,038-41.8% | $52,331+28.0% |
| Participation rate | 68.9% | 72.1%-3.2pp | 81.4%-12.4pp | 68.1%+0.8pp |
| Annual return | -3.44% | 4.04%-7.5pp | 26.14%-29.6pp | 4.54%-8.0pp |
| Employer contribution / active EE | $0 | $2,715-100.0% | $4,608-100.0% | $1,882-100.0% |
| Participant deferral / active EE | $5,363 | $4,920+9.0% | $6,026-11.0% | $3,022+77.5% |
| Admin fee / account holder | $17 | $566-97.0% | $8,175-99.8% | $592-97.1% |