Retirement plan

THE YALE CLUB OF NEW YORK CITY 401(K) PLAN FOR NON-UNION EMPLOYEES

Name: THE YALE CLUB OF NEW YORK CITY - THE YALE CLUB OF NEW YORK CITY 401(K) PLAN FOR NON-UNION EMPLOYEES (2023) Form 5500
Creator: THE YALE CLUB OF NEW YORK CITY
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, THE YALE CLUB OF NEW YORK CITY 401(K) PLAN FOR NON-UNION EMPLOYEES, THE YALE CLUB OF NEW YORK CITY

THE YALE CLUB OF NEW YORK CITYEIN 13-1489775Plan #003PY 2023

50 VANDERBILT AVENUE - NEW YORK, NY 10017212-716-2100yaleclubnyc.orgLinkedIn201-500 employeeshospitality

Other plans on this EIN

2 filings

#002Retirement-$11.5M assets #001Retirement-$5.4M assets

Prospect flagsHigh cash

Top hat statement on fileNQDC

Filed September 18, 2025

Plan administrator

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50 Vanderbilt Ave.

New York, NY 10017

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Plans declared (1)

457(f) Deferred Incentive Plan1 emp

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Total assets (EOY)

$4.8M

+2.5% from 2022

Total participants

104

+1.0% from 2022

Average account balance

$46,442

-1.5% from 2022

Annual return

16.81%

+31.80 pp from 2022

Benchmarks

See 6,168 peers

Peer group

Industry72 - Accommodation and Food Services

Plan typeDefined contribution

Participants25-99

Cohort6,168 peers

Snapshot2023

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$5.68M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$62K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

94.5%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$542K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$10K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+15.65%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$122

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

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Service providers

Top 1 by compensation

Provider	Service type	Compensation
NEWPORT GROUP, INC.2 years Service code 15 · EIN 27-2037969	Recordkeeping	$21,066

Plan features & details

Pension benefit codes2E2F2G2J2T3D3F

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3F
Leased employees
Plan sponsor(s) received services of leased employees as defined in Code section 414(n) during the plan year.

Opportunity flags

1 tripped

OpportunityHigh cash
More than 10% of assets are held in cash - possible menu-design or default-fund problem.

Expense breakdown

Schedule H Part II

Admin total

$21K

$357 / participant

Recordkeeping$5K22.7%
Contract admin$16K77.3%

% of EOY assets

0.436%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: CONDON O'MEARA MCGINTY & DONNELLY
Auditor EIN: 133628255
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$46,442

$27,943+66.2%

$58,507-20.6%

$75,177-38.2%

Participation rate

100.0%

38.8%+61.2pp

50.9%+49.1pp

67.2%+32.8pp

Annual return

16.81%

44.22%-27.4pp

4252.32%-4235.5pp

160.75%-143.9pp

Employer contribution / active EE

$3,966

$670+492.3%

$1,053+276.6%

$2,671+48.5%

Participant deferral / active EE

$4,420

$1,202+267.8%

$1,922+130.0%

$4,126+7.1%

Admin fee / account holder

$203

$1,727-88.3%

$2,486-91.9%

$5,651-96.4%

Provider

Service type

Compensation

NEWPORT GROUP, INC.2 years

Service code 15 · EIN 27-2037969

Recordkeeping

$21,066

THE YALE CLUB OF NEW YORK CITY 401(K) PLAN FOR NON-UNION EMPLOYEES

Top hat statement on fileNQDC

Plan administrator

Plans declared (1)

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

THE YALE CLUB OF NEW YORK CITY 401(K) PLAN FOR NON-UNION EMPLOYEES

Top hat statement on fileNQDC

Plan administrator

Plans declared (1)

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion