Filed September 18, 2025
Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL LYNCH RETIREMENT & BENEFIT Service code 27 · EIN 13-5674085 | Advisory (Plan) | $23,935 |
ASCENSUS LLC7 years Service code 15 · EIN 11-3665754 | Recordkeeping | $14,352 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,026 | $34,932+237.9% | $56,441+109.1% | $74,546+58.3% |
| Participation rate | 50.0% | 32.9%+17.1pp | 52.5%-2.5pp | 67.2%-17.2pp |
| Annual return | 15.08% | 24.90%-9.8pp | 1704.21%-1689.1pp | 1366.03%-1351.0pp |
| Employer contribution / active EE | $0 | $608-100.0% | $1,039-100.0% | $2,624-100.0% |
| Participant deferral / active EE | $3,452 | $1,173+194.3% | $1,953+76.8% | $4,347-20.6% |
| Admin fee / account holder | $336 | $2,359-85.8% | $2,829-88.1% | $1,944-82.7% |