Retirement plan

STUART DEAN CO., INC. 401(K) SAVINGS AND PROFIT SHARING PLAN

Name: STUART DEAN COMPANY, INC. - STUART DEAN CO., INC. 401(K) SAVINGS AND PROFIT SHARING PLAN (2016) Form 5500
Creator: STUART DEAN COMPANY, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, STUART DEAN CO., INC. 401(K) SAVINGS AND PROFIT SHARING PLAN, STUART DEAN COMPANY, INC.

STUART DEAN COMPANY, INC.EIN 13-1354550Plan #002PY 2016

450 SEVENTH AVE 38TH FL - NEW YORK, NY 10123212-377-9275stuartdean.comLinkedIn201-500 employeesfacilities services

Other plans on this EIN

3 filings

#003Retirement-$3.6M assets #001Retirement-$3.2M assets #004Retirement-$1.5M assets

Prospect flagsLow participationCorrective distributions

How to read this page

Total assets (EOY)

$18.8M

+7.7% from 2015

Total participants

131

+4.8% from 2015

Average account balance

$197,556

+6.6% from 2015

Annual return

7.18%

+7.73 pp from 2015

Benchmarks

See 906 peers

Peer group

Industry56 - Administrative and Support and Waste Management and Remediation Services

Plan typeDefined contribution

Participants100-249

Cohort906 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$15.72M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$177K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

97.8%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.01M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$11K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+8.53%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$70219

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 10 of 24 by compensation

Provider	Service type	Compensation
T ROWE PRICE RPS INC1 year Filed as: T ROWE PRICE Service code 15 · EIN 52-1309931	Recordkeeping	$22,744
WELLS FARGO BANK, N.A.2+ years Filed as: WELLS FARGO Service code 15 · EIN 34-1542819	Recordkeeping	$13,896
ADP BROKER-DEALER1 year Filed as: ADP LLC Service code 37 · EIN 13-3036745	Loan Processing	$95
ADP BROKER-DEALER1 year Filed as: ADP Service code 63	12b-1 Fees	$0
ADP BROKER-DEALER2+ years Service code 59 · EIN 22-3319984	Shareholder Servicing	$0
AMERICAN REALTY ADVISORS1 year Filed as: AMERICAN BEACON Service code 28 · EIN 75-2401150	Investment Management	$0
AMERICAN CENTURY1 year Service code 28 · EIN 20-0623152	Investment Management	$0
AMERICAN FUNDS1 year Service code 28 · EIN 95-1411037	Investment Management	$0
COLUMBIA1 year Filed as: COLUMBIA FUNDS Service code 28 · EIN 93-0577450	Investment Management	$0
DEAM DISTRIBUTORS, INC.1 year Service code 63	12b-1 Fees	$0

Plan features & details

Pension benefit codes2E2F2G2J2K2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II

Admin total

$23K

$197 / participant

Other / not subdivided$23K100.0%

% of EOY assets

0.122%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: MARKS PANETH & SHRON
Auditor EIN: 113518842
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$197,556

$32,425+509.3%

$74,577+164.9%

$55,167+258.1%

Participation rate

69.0%

54.0%+15.0pp

68.1%+0.9pp

69.0%0pp

Annual return

7.18%

10.63%-3.5pp

20.47%-13.3pp

169.23%-162.1pp

Employer contribution / active EE

$1,816

$1,043+74.1%

$2,525-28.1%

$1,963-7.4%

Participant deferral / active EE

$6,603

$1,995+231.0%

$3,458+90.9%

$3,054+116.2%

Admin fee / account holder

$240

$748-67.9%

$4,138-94.2%

$504-52.3%

Provider

Service type

Compensation

T ROWE PRICE RPS INC1 year

Filed as: T ROWE PRICE

Service code 15 · EIN 52-1309931

Recordkeeping

$22,744

WELLS FARGO BANK, N.A.2+ years

Filed as: WELLS FARGO

Service code 15 · EIN 34-1542819

Recordkeeping

$13,896

ADP BROKER-DEALER1 year

Filed as: ADP LLC

Service code 37 · EIN 13-3036745

Loan Processing

$95

ADP BROKER-DEALER1 year

Filed as: ADP

Service code 63

12b-1 Fees

ADP BROKER-DEALER2+ years

Service code 59 · EIN 22-3319984

Shareholder Servicing

AMERICAN REALTY ADVISORS1 year

Filed as: AMERICAN BEACON

Service code 28 · EIN 75-2401150

Investment Management

AMERICAN CENTURY1 year

Service code 28 · EIN 20-0623152

Investment Management

AMERICAN FUNDS1 year

Service code 28 · EIN 95-1411037

Investment Management

COLUMBIA1 year

Filed as: COLUMBIA FUNDS

Service code 28 · EIN 93-0577450

Investment Management

DEAM DISTRIBUTORS, INC.1 year

Service code 63

12b-1 Fees

STUART DEAN CO., INC. 401(K) SAVINGS AND PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

STUART DEAN CO., INC. 401(K) SAVINGS AND PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion