Retirement plan

ROSENTHAL & ROSENTHAL, INC. 401(K) PLAN

Name: ROSENTHAL & ROSENTHAL INC. - ROSENTHAL & ROSENTHAL, INC. 401(K) PLAN (2019) Form 5500
Creator: ROSENTHAL & ROSENTHAL INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, ROSENTHAL & ROSENTHAL, INC. 401(K) PLAN, ROSENTHAL & ROSENTHAL INC.

ROSENTHAL & ROSENTHAL INC.EIN 13-1238943Plan #002PY 2019

1370 BROADWAY - NEW YORK, NY 10018212-790-1400

Prospect flagsNo flags tripped

Top hat statement on fileNQDC

Filed April 12, 2017

Plan administrator

Plan administrator name— Sign in and upgrade to view

1370 Broadway

New York State: NY Zip Code: 10018

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Plans declared (2)

Rosenthal & Rosenthal, Inc. Supplemental Executive Retirement Plan4 emp
Supplemental Executive Retirement Plan II13 emp

Total covered: 17 employees

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Total assets (EOY)

$36.5M

+29.7% from 2018

Total participants

257

-1.5% from 2018

Average account balance

$142,076

+31.2% from 2018

Annual return

22.76%

+27.75 pp from 2018

Benchmarks

See 2,202 peers

Peer group

Industry52 - Finance and Insurance

Plan typeDefined contribution

Participants100-249

Cohort2,202 peers

Snapshot2019

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$57.09M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$217K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

263

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

98.1%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$4.63M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$22K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+14.94%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$46

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

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Service providers

Top 2 by compensation

Provider	Service type	Compensation
PRINCIPAL LIFE INSURANCE COMPANY5+ years Service code 13 · EIN 42-0127290	Contract Administrator	$12,150
JP MORGAN INVESTMENT MANAGEMENT INC4 years Filed as: NY LIFE SECURITIES LLC Service code 49	Other Services	$3,459

Plan features & details

Pension benefit codes2E2G2J2S2T

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$12K

$54 / participant

Contract admin$12K100.0%

% of EOY assets

0.033%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: MARKS PANETH LLP
Auditor EIN: 113518842
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$142,076

$98,982+43.5%

$162,171-12.4%

$65,185+118.0%

Participation rate

100.0%

85.8%+14.2pp

87.6%+12.4pp

70.2%+29.8pp

Annual return

22.76%

24.84%-2.1pp

115.60%-92.8pp

29.38%-6.6pp

Employer contribution / active EE

$8,746

$3,467+152.3%

$5,613+55.8%

$2,177+301.8%

Participant deferral / active EE

$9,173

$5,384+70.4%

$7,297+25.7%

$3,514+161.0%

Admin fee / account holder

$47

$596-92.1%

$10,843-99.6%

$847-94.4%

Provider

Service type

Compensation

PRINCIPAL LIFE INSURANCE COMPANY5+ years

Service code 13 · EIN 42-0127290

Contract Administrator

$12,150

JP MORGAN INVESTMENT MANAGEMENT INC4 years

Filed as: NY LIFE SECURITIES LLC

Service code 49

Other Services

$3,459

ROSENTHAL & ROSENTHAL, INC. 401(K) PLAN

Top hat statement on fileNQDC

Plan administrator

Plans declared (2)

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

ROSENTHAL & ROSENTHAL, INC. 401(K) PLAN

Top hat statement on fileNQDC

Plan administrator

Plans declared (2)

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion