Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,133 | $111,814-56.1% | $103,378-52.5% | $145,978-66.3% |
| Participation rate | 0.0% | 77.9%-77.9pp | 74.5%-74.5pp | 80.3%-80.3pp |
| Annual return | 13.13% | 24.80%-11.7pp | 24.91%-11.8pp | 550.52%-537.4pp |
| Employer contribution / active EE | $54,024 | $4,215+1181.7% | $3,870+1295.8% | $4,662+1058.9% |
| Participant deferral / active EE | $71,665 | $5,618+1175.7% | $5,058+1317.0% | $6,690+971.3% |
| Admin fee / account holder | $752 | $9,764-92.3% | $8,401-91.0% | $13,400-94.4% |