Retirement plan

ENVIRONMENTAL DEFENSE FUND RETIREMENT SAVINGS PLAN

Name: ENVIRONMENTAL DEFENSE FUND, INC. - ENVIRONMENTAL DEFENSE FUND RETIREMENT SAVINGS PLAN (2023) Form 5500
Creator: ENVIRONMENTAL DEFENSE FUND, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, ENVIRONMENTAL DEFENSE FUND RETIREMENT SAVINGS PLAN, ENVIRONMENTAL DEFENSE FUND, INC.

ENVIRONMENTAL DEFENSE FUND, INC.EIN 11-6107128Plan #001PY 2023

257 PARK AVENUE SOUTH - NEW YORK, NY 10010212-505-2100edf.orgLinkedIn1001-5000 employeesnon-profit organization management

Prospect flagsCorrective distributions

Top hat statement on fileNQDC

Filed February 23, 2017 (most recent of 3 filings on file)

Plan administrator

Plan administrator name— Sign in and upgrade to view

257 Park Avenue South

New York State: NY Zip Code: 10010

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Plans declared (1)

2017 Deferred Compensation Plan1 emp

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Total assets (EOY)

$158M

+19.1% from 2022

Total participants

1,330

+10.3% from 2022

Average account balance

$122,088

+2.0% from 2022

Annual return

17.86%

+32.79 pp from 2022

Benchmarks

See 1,011 peers

Peer group

Industry81 - Other Services (except Public Administration)

Plan typeDefined contribution

Participants250-999

Cohort1,011 peers

Snapshot2023

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$165.12M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$142K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

1,159

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

98.3%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$13.42M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$17K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+12.82%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$170

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

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Service providers

Top 5 by compensation

Provider	Service type	Compensation
TRANSAMERICA RETIREMENT SOLUTIONS8 years Service code 12 · EIN 13-3689044	Float revenue; Sales loads (front end...	$138,328
HIGHTOWER ADVISORS LLC6 years Filed as: HIGHTOWER ADVISORS, LLC Service code 16 · EIN 36-4500709	Consulting	$81,250
BDO USA, LLP1 year Filed as: BDO Service code 10 · EIN 13-5381590	Accounting	$18,705
MID ATLANTIC CAPITAL CORPORATION8 years Service code 33 · EIN 25-1409618	Securities brokerage; Securities brok...	$0
NATIONAL FINANCIAL SERVICES8 years Service code 33 · EIN 04-3523567	Securities brokerage commissions and ...	$0

Plan features & details

Pension benefit codes2F2G2L2M2T2A

Plan features

2A
Age/service weighted or new comparability plan
Age/service weighted plan where allocations are based on age service or age and service; or new comparability or similar plan where allocations are based on participant classifications consisting entirely or predominantly of highly compensated employees or the plan provides an additional allocation rate on compensation above a specified threshold that exceeds the permitted disparity limits of Code section 401(l).
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2L
Code section 403(b)(1) arrangement
Plan uses a Code section 403(b)(1) annuity contract as a funding vehicle.
2M
Code section 403(b)(7) accounts
Plan uses Code section 403(b)(7) custodial accounts as a funding vehicle.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.

Opportunity flags

1 tripped

ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II

Admin total

$238K

$264 / participant

Recordkeeping$138K58.1%
Investment mgmt$81K34.1%
Other / not subdivided$19K7.8%

% of EOY assets

0.151%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: BDO USA P.C.
Auditor EIN: 135381590
Audit fees: $18,705
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$122,088

$52,188+133.9%

$86,656+40.9%

$74,473+63.9%

Participation rate

96.0%

66.3%+29.7pp

71.7%+24.3pp

70.7%+25.3pp

Annual return

17.86%

44.46%-26.6pp

593.09%-575.2pp

34.36%-16.5pp

Employer contribution / active EE

$5,924

$2,282+159.6%

$3,025+95.8%

$2,638+124.5%

Participant deferral / active EE

$9,867

$3,383+191.7%

$4,439+122.3%

$4,530+117.8%

Admin fee / account holder

$184

$319-42.2%

$5,619-96.7%

$347-46.9%

Provider

Service type

Compensation

TRANSAMERICA RETIREMENT SOLUTIONS8 years

Service code 12 · EIN 13-3689044

Float revenue; Sales loads (front end...

$138,328

HIGHTOWER ADVISORS LLC6 years

Filed as: HIGHTOWER ADVISORS, LLC

Service code 16 · EIN 36-4500709

Consulting

$81,250

BDO USA, LLP1 year

Filed as: BDO

Service code 10 · EIN 13-5381590

Accounting

$18,705

MID ATLANTIC CAPITAL CORPORATION8 years

Service code 33 · EIN 25-1409618

Securities brokerage; Securities brok...

NATIONAL FINANCIAL SERVICES8 years

Service code 33 · EIN 04-3523567

Securities brokerage commissions and ...

ENVIRONMENTAL DEFENSE FUND RETIREMENT SAVINGS PLAN

Top hat statement on fileNQDC

Plan administrator

Plans declared (1)

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

ENVIRONMENTAL DEFENSE FUND RETIREMENT SAVINGS PLAN

Top hat statement on fileNQDC

Plan administrator

Plans declared (1)

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion