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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,179 | $98,240-12.3% | $82,313+4.7% | $147,585-41.6% |
| Participation rate | 20.0% | 79.7%-59.7pp | 76.9%-56.9pp | 82.8%-62.8pp |
| Annual return | 18.88% | 30.85%-12.0pp | 25.88%-7.0pp | 578.57%-559.7pp |
| Employer contribution / active EE | $1,125 | $3,192-64.8% | $2,428-53.7% | $4,876-76.9% |
| Participant deferral / active EE | $3,927 | $4,383-10.4% | $3,706+6.0% | $5,439-27.8% |
| Admin fee / account holder | $394 | $8,563-95.4% | $5,608-93.0% | $10,885-96.4% |