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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $380,421 | $185,883+104.7% | $170,043+123.7% | $139,466+172.8% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 21.50% | 60.54%-39.0pp | 53.40%-31.9pp | 373.66%-352.2pp |
| Employer contribution / active EE | $18,418 | $7,596+142.5% | $6,790+171.3% | $4,754+287.4% |
| Participant deferral / active EE | $12,140 | $11,626+4.4% | $10,410+16.6% | $6,712+80.9% |
| Admin fee / account holder | $5,338 | $15,393-65.3% | $12,824-58.4% | $11,409-53.2% |