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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,960 | $153,769-1.8% | $133,975+12.7% | $273,972-44.9% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.1%+12.9pp | 83.0%+17.0pp |
| Annual return | 7.45% | 36.51%-29.1pp | 29.29%-21.8pp | 41.46%-34.0pp |
| Employer contribution / active EE | $15,967 | $6,029+164.9% | $5,211+206.4% | $4,869+228.0% |
| Participant deferral / active EE | $7,191 | $6,958+3.3% | $6,282+14.5% | $5,287+36.0% |
| Admin fee / account holder | $20,241 | $11,765+72.0% | $9,324+117.1% | $10,133+99.8% |