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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,261 | $88,710+44.6% | $81,783+56.8% | $145,959-12.1% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 14.61% | 1027.26%-1012.6pp | 775.05%-760.4pp | 561.95%-547.3pp |
| Employer contribution / active EE | $10,918 | $3,083+254.1% | $2,913+274.9% | $4,661+134.3% |
| Participant deferral / active EE | $6,989 | $4,645+50.5% | $4,320+61.8% | $6,689+4.5% |
| Admin fee / account holder | $1,802 | $8,407-78.6% | $7,380-75.6% | $13,398-86.5% |