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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,148 | $90,320-96.5% | $59,496-94.7% | $125,389-97.5% |
| Participation rate | 75.0% | 68.3%+6.7pp | 54.6%+20.4pp | 83.2%-8.2pp |
| Annual return | 0.00% | 369.13%-369.1pp | 182.05%-182.0pp | 282.24%-282.2pp |
| Employer contribution / active EE | $422 | $1,792-76.5% | $1,153-63.4% | $4,866-91.3% |
| Participant deferral / active EE | $6,295 | $2,716+131.8% | $1,829+244.1% | $5,352+17.6% |
| Admin fee / account holder | $5,833 | $3,063+90.5% | $2,232+161.3% | $9,541-38.9% |