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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,810 | $135,645-52.2% | $110,243-41.2% | $135,379-52.1% |
| Participation rate | 80.0% | 83.5%-3.5pp | 79.8%+0.2pp | 82.6%-2.6pp |
| Annual return | -21.26% | 513.24%-534.5pp | 314.76%-336.0pp | 519.79%-541.1pp |
| Employer contribution / active EE | $2,724 | $4,907-44.5% | $3,827-28.8% | $4,779-43.0% |
| Participant deferral / active EE | $7,974 | $5,507+44.8% | $4,672+70.7% | $5,609+42.2% |
| Admin fee / account holder | $10,359 | $11,458-9.6% | $8,548+21.2% | $10,828-4.3% |