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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,969 | $78,425-72.0% | $95,956-77.1% | $79,858-72.5% |
| Participation rate | 80.6% | 73.5%+7.1pp | 77.1%+3.5pp | 69.6%+10.9pp |
| Annual return | 17.99% | 19.37%-1.4pp | 91.63%-73.6pp | 31.72%-13.7pp |
| Employer contribution / active EE | $3,908 | $1,945+100.9% | $2,541+53.8% | $2,471+58.2% |
| Participant deferral / active EE | $2,218 | $3,440-35.5% | $4,167-46.8% | $3,740-40.7% |
| Admin fee / account holder | $880 | $5,622-84.3% | $6,797-87.1% | $5,306-83.4% |