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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,991 | $135,645-55.8% | $110,243-45.6% | $135,379-55.7% |
| Participation rate | 63.6% | 83.5%-19.8pp | 79.8%-16.2pp | 82.6%-19.0pp |
| Annual return | -5.48% | 513.24%-518.7pp | 314.76%-320.2pp | 519.79%-525.3pp |
| Employer contribution / active EE | $2,011 | $4,907-59.0% | $3,827-47.4% | $4,779-57.9% |
| Participant deferral / active EE | $4,380 | $5,507-20.5% | $4,672-6.3% | $5,609-21.9% |
| Admin fee / account holder | $8,957 | $11,458-21.8% | $8,548+4.8% | $10,828-17.3% |