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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,206 | $144,130-55.5% | $117,861-45.5% | $147,586-56.5% |
| Participation rate | 77.3% | 83.4%-6.1pp | 79.7%-2.4pp | 82.8%-5.6pp |
| Annual return | 14.49% | 531.20%-516.7pp | 335.11%-320.6pp | 578.59%-564.1pp |
| Employer contribution / active EE | $2,484 | $4,897-49.3% | $3,786-34.4% | $4,876-49.1% |
| Participant deferral / active EE | $4,530 | $5,316-14.8% | $4,482+1.1% | $5,439-16.7% |
| Admin fee / account holder | $417 | $10,887-96.2% | $8,021-94.8% | $10,886-96.2% |