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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,905 | $109,359-42.5% | $162,171-61.2% | $72,983-13.8% |
| Participation rate | 100.0% | 84.3%+15.7pp | 87.6%+12.4pp | 69.5%+30.5pp |
| Annual return | 21.66% | 25.46%-3.8pp | 115.60%-93.9pp | 81.01%-59.4pp |
| Employer contribution / active EE | $2,809 | $3,907-28.1% | $5,613-50.0% | $2,440+15.1% |
| Participant deferral / active EE | $7,154 | $5,481+30.5% | $7,297-2.0% | $3,608+98.3% |
| Admin fee / account holder | $301 | $7,972-96.2% | $10,843-97.2% | $5,124-94.1% |