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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,853 | $175,231-73.8% | $149,696-69.4% | $139,466-67.1% |
| Participation rate | 76.2% | 83.4%-7.2pp | 78.8%-2.6pp | 80.3%-4.1pp |
| Annual return | 9.41% | 166.77%-157.4pp | 134.46%-125.0pp | 373.66%-364.2pp |
| Employer contribution / active EE | $1,237 | $5,478-77.4% | $4,821-74.3% | $4,754-74.0% |
| Participant deferral / active EE | $3,495 | $6,521-46.4% | $5,682-38.5% | $6,712-47.9% |
| Admin fee / account holder | $52,636 | $16,155+225.8% | $13,212+298.4% | $11,409+361.4% |