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| Provider | Service type | Compensation |
|---|---|---|
NFP RETIREMENT INC1 year Filed as: NFP RETIREMENT Service code 27 120 VANTIS · ALISO VIEJO, CA 92656 | Advisory (Plan) | $32,891 |
THE VANGUARD GROUP, INC.3+ years Service code 15 · EIN 23-1945930 | Recordkeeping | $19,351 |
KATHMERE CAPITAL MANAGEMENT3+ years Service code 27 · EIN 81-1449683 | Advisory (Plan) | $15,976 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $189,877 | $122,042+55.6% | $184,260+3.0% | $74,459+155.0% |
| Participation rate | 94.3% | 85.5%+8.8pp | 86.8%+7.4pp | 67.2%+27.0pp |
| Annual return | 14.77% | 19.91%-5.1pp | 28.84%-14.1pp | 1369.70%-1354.9pp |
| Employer contribution / active EE | $716 | $4,537-84.2% | $6,427-88.9% | $2,626-72.8% |
| Participant deferral / active EE | $11,294 | $7,143+58.1% | $9,133+23.7% | $4,350+159.7% |
| Admin fee / account holder | $419 | $1,252-66.5% | $13,898-97.0% | $1,945-78.4% |