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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,726 | $84,6850% | $73,836+14.7% | $125,389-32.4% |
| Participation rate | 66.7% | 76.8%-10.1pp | 73.4%-6.8pp | 83.2%-16.5pp |
| Annual return | 11.23% | 3123.80%-3112.6pp | 2268.06%-2256.8pp | 282.24%-271.0pp |
| Employer contribution / active EE | $2,311 | $3,123-26.0% | $2,787-17.1% | $4,866-52.5% |
| Participant deferral / active EE | $5,735 | $3,993+43.6% | $3,583+60.1% | $5,352+7.2% |
| Admin fee / account holder | $8,755 | $5,694+53.8% | $4,882+79.3% | $9,541-8.2% |