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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,467 | $165,361+6.7% | $149,715+17.9% | $158,950+11.0% |
| Participation rate | 80.0% | 84.6%-4.6pp | 82.5%-2.5pp | 82.0%-2.0pp |
| Annual return | 16.55% | 348.24%-331.7pp | 276.66%-260.1pp | 302.91%-286.4pp |
| Employer contribution / active EE | $9,596 | $5,103+88.0% | $4,645+106.6% | $4,762+101.5% |
| Participant deferral / active EE | $8,579 | $7,182+19.5% | $6,842+25.4% | $5,983+43.4% |
| Admin fee / account holder | $8,338 | $10,808-22.9% | $9,310-10.4% | $11,248-25.9% |