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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,862 | $202,440-30.9% | $169,390-17.4% | $139,466+0.3% |
| Participation rate | 100.0% | 81.1%+18.9pp | 77.2%+22.8pp | 80.3%+19.7pp |
| Annual return | 12.03% | 532.36%-520.3pp | 406.07%-394.0pp | 373.66%-361.6pp |
| Employer contribution / active EE | $23,359 | $4,693+397.8% | $4,013+482.2% | $4,754+391.4% |
| Participant deferral / active EE | $13,395 | $6,940+93.0% | $6,222+115.3% | $6,712+99.6% |
| Admin fee / account holder | $339 | $10,722-96.8% | $9,015-96.2% | $11,409-97.0% |