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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,619 | $172,111-22.4% | $150,298-11.1% | $137,256-2.6% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 18.29% | 69.37%-51.1pp | 62.79%-44.5pp | 220.34%-202.1pp |
| Employer contribution / active EE | $2,308 | $4,636-50.2% | $4,154-44.4% | $4,156-44.5% |
| Participant deferral / active EE | $10,502 | $6,166+70.3% | $5,453+92.6% | $6,407+63.9% |
| Admin fee / account holder | $6,046 | $16,471-63.3% | $14,116-57.2% | $12,270-50.7% |